Digital checkout for cashback at popular stores like Costco, Target, Albertsons, Food Lion, Kroger, Home Depot, and Staples. Discover in-store cashback opportunities near you and explore online money-making techniques with cashback stores

Stores that Give Cashback on Debit Cards while Shopping

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In today's fast-paced world, convenience is key. Whether you're in a hurry or simply want to avoid unnecessary fees, finding stores that offer cashback on debit card purchases can be a game-changer. Thankfully, there are numerous options available, ranging from grocery stores and gas stations to department stores and pharmacies. In this article, we will explore the world of cashback and reveal some of the top stores and businesses that offer this convenient service. Say goodbye to ATM fees and hello to a smarter way of managing your finances.

What's the Difference Between Cashback and Cash Withdrawal?

Before we delve into the list of stores that offer cashback, let's clarify the difference between cashback and cash withdrawal.

Cash withdrawal allows you to get physical bills from your bank account, typically using an ATM. However, this often comes with fees, especially if you withdraw from a machine that is not owned by your bank.

On the other hand, cashback can refer to two different things. First, it involves the points or rewards you earn when you use your card to make store purchases. However, when a cashier asks, "Do you want cashback?" while checking out, they are referring to physical bills. In addition to ATMs, you can also get cash from other places such as retail stores and gas stations.

How Can You Get Cashback with a Debit Card?

When you pay with a debit card at a physical retailer, you often have the option to get cashback during the transaction. This allows you to withdraw cash from your checking account without paying a fee. If you choose to request cashback, the extra money is included in the total sale price, and your bank deducts the combined amount from your checking account.

It's worth noting that getting cashback with your debit card may come with certain requirements. Some stores set a minimum purchase amount before you can request cashback, while others may require you to buy something you didn't originally plan to purchase. Additionally, some stores may charge a fee for cashback transactions to cover their costs, similar to what you would pay at an out-of-network ATM.

Now, let's explore a list of stores that offer cashback on debit card purchases across various categories.

Grocery or Retail Stores

  • Albertsons:
With over 2,000 branches nationwide, Albertsons is a grocery giant that offers cashback without any additional requirements. Simply buy items from the store, and you'll be eligible for the transaction. The cashback limit ranges from $100 to $300, and there are no fees associated.
  • Fred Meyer:
Providing a one-stop shopping experience and low grocery prices, Fred Meyer offers cashback without a minimum purchase amount for groceries. The cashback limit ranges from $1 to $300, with a fee of $0.50 for cashback up to $100 and varying fees per location for amounts above $100.01.
  • Shoppers Food Warehouse:

    Operating in Maryland and Virginia, Shoppers Food Warehouse has been offering grocery and household items since 1949. The cashback limit ranges from $100 to $300, and there are no fees associated.

    • Food Lion:

      Based in North Carolina, Food Lion has over 1,000 branches across 10 states. The cashback limit varies per store, and you can inquire with the cashiers about the availability. There are no fees associated.

      • Save Mart Supermarkets:

        With more than 200 stores in California and Northern Nevada, Save Mart Supermarkets is a full-service grocery store. The cashback limit ranges from $200 to $300, and there are no fees associated.

        • ALDI:

          Known for its low-priced food products, ALDI has over 2,000 stores across 36 states. The cashback limit is $100, and there are no fees associated.

          • Meijer:

            Meijer is a family-owned retailer with over 240 supercenters in 6 states. The cashback limit is $50, and there are no fees associated.

            • Shoprite:

            As a cooperative supermarket, Shoprite operates over 300 branches in 6 states. The cashback limit is $200, and there are no fees associated.

            • Kroger:

            With a history dating back to 1883, Kroger is a food manufacturing business with over 2,800 branches in 35 states. The cashback limit is $300, with a fee of $3 for cashback amounts below $100.

            Please note that sale items are generally not eligible for cashback transactions, and there may be limitations and exclusions for certain products such as fuel, gift cards, alcohol, tobacco, and pharmaceuticals. Additionally, Kroger is one of the few stores that offers cashback on credit cards as well.

            Gas Stations

            In addition to grocery stores, several gas stations also offer cashback on debit card purchases. Here are some widely known options:

            • ampm:

            With over 950 outlets in various states, ampm requires customers to spend at least $2.50 to be eligible for cashback. The cashback limit is $40, and there are no fees associated.

            • BP:

            With more than 7,200 branches across several states, BP gas stations require customers to purchase at least $3 worth of gas to be eligible for cashback. The cashback limit is $40, and there are no fees associated.

            • Casey's General Store:

              Available in 14 states, Casey's General Store has about 2,300 branches. The cashback limit is $20, and there are no fees associated.

              • Chevron:

              Operating in various states, Chevron has more than 3,000 stations. The cashback limit is $40, and there are no fees associated.

              • Circle K:

                With over 15,000 branches across 48 states, Circle K allows customers to be eligible for cashback simply by making a purchase. The cashback limit is $40, and there are no fees associated.

                • ExxonMobil:

                  ExxonMobil operates in 47 states with over 12,000 gas stations. The cashback limit is $40, and there are no fees associated.

                  • Shell:

                  With nearly 14,300 branches across the United States, Shell is another option for cashback on debit card purchases. The cashback limit is $40, and there are no fees associated.

                  Please note that each gas station may have its own specific requirements, so it's always a good idea to check with the cashier or station attendant before making a purchase.

                  Department Stores

                  If you're looking for cashback options at department stores, here are a few options:

                  1. Home Depot:

                  Known for its wide range of home improvement items and tools, Home Depot offers cashback on debit card purchases. The cashback limit may vary by branch, so it's best to inquire with the nearest Home Depot store.

                  • Staples:

                    Providing office and business essentials, Staples has approximately 1,000 stores in 45 states. The cashback limit is $40, and there are no fees associated.

                    • Target:

                      With over 1,900 stores across the United States, Target offers cashback on debit card purchases. The cashback limit is $40, and there are no fees associated.

                      • Kmart:

                        Operating 27 locations in the United States, Kmart is a department store chain known for its low-priced home appliances, essentials, and tools. The cashback limit is $50, and there are no fees associated.

                        • Costco:

                          While Costco operates 572 branches in the United States, cashback on debit card purchases is only available to Costco members. The cashback limit is $60, and there are no fees associated.

                          Please note that cashback options may vary by location, and it's always a good idea to check with the specific store before making a purchase.

                          Pharmacies

                          If you're in need of cash and don't want to use an ATM, some pharmacies offer cashback on debit card purchases. Here are a few options:

                          • CVS:

                          With nearly 10,000 locations in 49 states, CVS provides prescription drugs, over-the-counter medicines, and beauty products. The cashback limit is $35, and there are no fees associated.

                          • Walgreens:

                            Operating in all 50 states, Walgreens has over 9,000 drugstores. The cashback limit is $20, and there are no fees associated.

                            • Rite Aid:

                              With 2,451 drugstores in the United States, Rite Aid offers cashback on debit card purchases. The cashback limit is $40, and there are no fees associated.

                              Please note that cashback options at pharmacies may be subject to certain restrictions and limitations, so it's always advisable to check with the specific store before making a purchase.

                              Stores that Don't Offer Cashback

                              While many stores offer cashback on debit card purchases, there are some places where this option is not available. Most clothing stores, home goods stores, and home furnishings stores do not offer cashback. If you're looking to withdraw cash, you may need to visit a different store or use an ATM.

                              Pros and Cons of Getting Cashback with a Debit Card

                              Before making cashback a regular habit, it's important to consider the pros and cons:

                              Pros:

                              • Instant access to cash.
                              • Easy and convenient.
                              • Small or no fees.
                              • Saves a trip to the bank or ATM.

                              Cons

                              • Purchase may be required to access cashback.
                              • Minimum purchase amounts may apply.
                              • Some merchants may charge fees.
                              • Limits on cashback withdrawals.

                              Cashback Apps for Debit Card Users

                              In addition to getting cashback at physical stores, you can also earn a percentage of your purchase back by using cashback apps with your debit card. These apps offer additional ways to save money and earn rewards. Here are two popular options:

                              • Dosh:

                              Dosh is a cashback app available on both the App Store and Google Play Store. It offers in-store cashback programs with various retailers, including Walmart, Cost Plus World Market, Sephora, and Finish Line. After earning cashback, you can transfer it to your bank account, Venmo, or PayPal. The minimum withdrawal amount is $25.

                              • Rakuten:

                                Rakuten, known for its browser extension, also offers in-store cashback when you link your debit card to the app. It provides cashback offers from retailers such as H&M, Athleta, Levi's, Gap, and Finish Line. Rakuten's browser extension also alerts you to online deals and savings opportunities.

                                Conclusion

                                Finding stores that offer cashback on debit card purchases can be a great way to save money and manage your finances more efficiently. Whether you're shopping for groceries, filling up your gas tank, or picking up items at a department store or pharmacy, cashback options are available in various locations. Remember to check the specific requirements and limitations of each store before making a purchase. By taking advantage of these cashback opportunities, you can make your financial journey a little bit smoother while enjoying the convenience and benefits of cashback on debit card purchases. Happy shopping and saving!

                                 

                                  Operating 27 locations in the United States, Kmart is a department store chain known for its low-priced home appliances, essentials, and tools. The cashback limit is $50, and there are no fees associated.

                                  1. Costco:

                                  While Costco operates 572 branches in the United States, cashback on debit card purchases is only available to Costco members. The cashback limit is $60, and there are no fees associated.

                                  Please note that cashback options may vary by location, and it's always a good idea to check with the specific store before making a purchase.

                                  Pharmacies

                                  If you're in need of cash and don't want to use an ATM, some pharmacies offer cashback on debit card purchases. Here are a few options:

                                  1. CVS:

                                  With nearly 10,000 locations in 49 states, CVS provides prescription drugs, over-the-counter medicines, and beauty products. The cashback limit is $35, and there are no fees associated.

                                  1. Walgreens:

                                  Operating in all 50 states, Walgreens has over 9,000 drugstores. The cashback limit is $20, and there are no fees associated.

                                  1. Rite Aid:

                                  With 2,451 drugstores in the United States, Rite Aid offers cashback on debit card purchases. The cashback limit is $40, and there are no fees associated.

                                  Please note that cashback options at pharmacies may be subject to certain restrictions and limitations, so it's always advisable to check with the specific store before making a purchase.

                                  Stores that Don't Offer Cashback

                                  While many stores offer cashback on debit card purchases, there are some places where this option is not available. Most clothing stores, home goods stores, and home furnishings stores do not offer cashback. If you're looking to withdraw cash, you may need to visit a different store or use an ATM.

                                  Pros and Cons of Getting Cashback with a Debit Card

                                  Before making cashback a regular habit, it's important to consider the pros and cons:

                                  Pros:

                                  • Instant access to cash.
                                  • Easy and convenient.
                                  • Small or no fees.
                                  • Saves a trip to the bank or ATM.

                                  Cons

                                  • Purchase may be required to access cashback.
                                  • Minimum purchase amounts may apply.
                                  • Some merchants may charge fees.
                                  • Limits on cashback withdrawals.

                                  Cashback Apps for Debit Card Users

                                  In addition to getting cashback at physical stores, you can also earn a percentage of your purchase back by using cashback apps with your debit card. These apps offer additional ways to save money and earn rewards. Here are two popular options:

                                  1. Dosh:

                                  Dosh is a cashback app available on both the App Store and Google Play Store. It offers in-store cashback programs with various retailers, including Walmart, Cost Plus World Market, Sephora, and Finish Line. After earning cashback, you can transfer it to your bank account, Venmo, or PayPal. The minimum withdrawal amount is $25.

                                  1. Rakuten:

                                  Rakuten, known for its browser extension, also offers in-store cashback when you link your debit card to the app. It provides cashback offers from retailers such as H&M, Athleta, Levi's, Gap, and Finish Line. Rakuten's browser extension also alerts you to online deals and savings opportunities.

                                  Conclusion

                                  Finding stores that offer cashback on debit card purchases can be a great way to save money and manage your finances more efficiently. Whether you're shopping for groceries, filling up your gas tank, or picking up items at a department store or pharmacy, cashback options are available in various locations. Remember to check the specific requirements and limitations of each store before making a purchase. By taking advantage of these cashback opportunities, you can make your financial journey a little bit smoother while enjoying the convenience and benefits of cashback on debit card purchases. Happy shopping and saving!

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